Combating Debt Collectors for People in Troubled Marriages

During and after divorce, debt can be a major source of concern. During the process, spouses must be very diligent about monitoring their credit status. Following divorce, one spouse is ordered to pay all or some of their other spouse’s bills, but often times fails to do so..Some of the following ideas can be useful for those who may or may not know they are combating debt collectors.

We may all know the best way to combat debt collectors through proactive methods, such as avoiding expenses that do not fit into our monthly budget and paying off credit card debt as soon as the bill comes in each month.  Yet, when it comes to keeping track of credit reporting, we may not know our legal rights and how to protect ourselves from harm. So, take a quick glance at the following list to see if you are keeping up with credit bureaus about your credit worthiness. These rights are provided in your “Credit of Rights”, under the Federal Fair Credit Reporting Act and related laws.

  • Quarterly, check your credit report with the three major reporting agencies. You may obtain this report from agencies, such as Equifax.
  • Check inquires listed on the report and report any unlawful inquires to the three major credit bureaus.
  • If information is incorrect, you may dispute the information and should correct the information with the three major credit reporting agencies.
  • Poor credit information should be removed from your report after seven years.  Bill consolidation bankruptcy may be removed from your report after six years and traditional bankruptcy after ten years.
  • Describe any reason for derogatory information on the special space provided in your credit report. .
  • Consider bringing disputes to small claims court, if the dispute cannot be resolved through the credit bureau.
  • If you are refused credit, find out why within ten days of the refusal.
  • If you cannot obtain a checking account, check into special accounts offered by banks, such as First National Bank and Wells Fargo.

If you are in need of a lawyer, contact Burton Padove at 219-836-2200.

Posted in:
Updated:

33 responses to “Combating Debt Collectors for People in Troubled Marriages”

  1. 5 Explanations Why Some Sort Of Collateralled Visa Charge Cards , Plastic Card Is Better Than Pay As says:

    […] Combating Debt Collectors | Today's Law Alert with Burton Padove […]

  2. chase internet banking says:

    Strange this post is totaly unrelated to what I was searching google for, but it was listed on the first page. I guess your doing something right if Google likes you enough to put you on the first page of a non related search. 🙂

  3. edyigtbftcl says:

    C3eKAd , [url=http://mrbqukwokkxp.com/]mrbqukwokkxp[/url], [link=http://tdmwezjxuwji.com/]tdmwezjxuwji[/link], http://sdkjblgjhlzg.com/

  4. WallaceLacey28 says:

    The credit loans are essential for guys, which are willing to start their own business. By the way, it is very comfortable to get a collateral loan.

  5. Weight Loss says:

    My ideals were somewhat different from the writer’s until I read this well-written and documented set of real facts supplied in this article. Thank you.

  6. filemaker pro courses says:

    I’m fascinated with the subject matter of your article. You’re a great writer with true insight. I enjoyed reading your views and appreciate your dedication to writing. Very interesting content.

  7. Where in the World says:

    Your article piqued my interest in ways no article has in a while. I think your unique points make sense and all are certainly interesting. Thank you for interesting content.

  8. vtech sit to stand learning walker says:

    I’m no expert on this topic, but apparently you are which is evident from your article content. This information is interesting and compelling. Thank you.

  9. classic cars for sale says:

    This content is wonderfully written and smart. I know no other way to describe it. I agree with most of the points you make within this content. Thank you for writing such a great article.

  10. Mortgage Brokers Bow says:

    I’m glad I came across your article today. Your information is thought-provoking, insightful and very interesting. It genuinely gave me a lot to think about on this subject. Thank you.

  11. Ways to earn extra money says:

    Thank you for producing such a valuable article. I think this is the most engaging material on this subject I’ve ever read. You’ve done some deep research and great writing. This is impressive, quality work.

  12. geneva escorts says:

    Some writers write the same old information in their articles by changing the words around, but that’s not very original. You’re content is truly original.

  13. Increase PageRank says:

    I don’t commonly add comments to any kind of content online, but this article deserves my attention. For what it’s worth, you’ve done a fantastic job of getting across your points and I’m with you.

  14. bookmarking demon says:

    Thank you for writing this article in your own unique way. I’ve been hoping to find clear information like this. You really helped clear up a lot of my confusion.

  15. classified ad posting software says:

    You have great writing skills. What I like most about your article is your fresh content. You have a lot of great ideas that make readers think about your information.

  16. Cheap Books says:

    I have honestly enjoyed reading the information you have quite obviously researched or at least know a lot about. I agree with you on a lot of this information. Your content really makes me think.

  17. erotic chat says:

    It’s satisfying to see a writer with high standards like yours. I know this from reading your article. You have a lot of useful information.

  18. Ricerche di Mercato says:

    I hope you always write because you do a great job with informational articles. Your use of solid content with original views is impressive. Thank you for your dedication to your readers and good writing.

  19. krill oil says:

    This article is one of the best I have read in several weeks. You are a very talented skilled writer with great abilities and intelligence. You write almost like I think. Please keep them coming!

  20. john hancock long term care says:

    I can’t recall the last time I enjoyed an informative article like I have yours. You’ve exceeded my high standards and expectations with your excellent writing skills. You must have higher standards than I do.

  21. pregnancy-symptoms says:

    Pregnancy Symptoms sqgmqlmtl ilviikjy h ynptrhtcr iqfhahnkq nbov fwm my

  22. scrap gold business says:

    I think you’re content is interesting. It’s kind of funny and a little frightening how you seem to express yourself very much like I do.

  23. kurs php says:

    my comment

  24. pregnancy-symptoms says:

    Pregnancy Symptoms ejelqboep dalzxhun u yuqjncwcw facgkypms ntpx ayc wx

  25. cakephp says:

    check on my blog

  26. credit counseling in Tampa FL says:

    Thank you for this informational article. I concur on several of your views on this topic. Your writing style has impressed me and incited a lot of thought in your readers. You are very talented.

  27. aloe vera juice says:

    Well-written articles are one of my favorite things. This informative article has many great points that are sound and intelligent in presentation and theory. Thank you for writing good content.

  28. geldlenen- says:

    Geld Lenen lavwcdwwu actligne u ubglqgkuz mbgqukshx xdmi hfd go

  29. geldlenen- says:

    Geld Lenen qdilvhads azpxbjtm z mmlksxrms sxqaajbsf dhdj oav sy

  30. Casino says:

    It’s a good thing you wrote this article instead of me because I couldn’t come up with all this original content like you did. You are simply an incredible writer.

  31. making money trading penny stocks says:

    You must be very astute at research and writing. This shows up in your original and unique content. I agree with your primary points on this topic. This content should be seen by more readers.

  32. caneta espia says:

    espionagem caneta espi

  33. hot bathing suits says:

    Your writing style is proof positive that a writer can clearly express his or her original thoughts without a lot of flashy content. This is smart, engaging and informative material.

Leave a Reply

Your email address will not be published. Required fields are marked *