Articles Posted in Personal Injury

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We’ve all felt it—the anxiety of trying to pull out of a parking lot into a busy road. On days where the parking lot and the roadway are busy, the anxiety is even greater because others are waiting on you to find an opening so that they can also get on their way. In these instances, however, the utmost caution is required to avoid an Indiana car accident. Taking unnecessary risks in a busy roadway could lead to fatal consequences, both to the driver and those with whom they share the road.

According to a local news report, two fatalities were reported following an accident outside a gas station. Evidently, a Jeep was exiting a gas station parking lot when it collided with a motorcycle. The motorcycle was driven by a man, and there was a female passenger on the back. Local authorities later reported that both individuals died from their injuries after the crash. Law enforcement and police accident reconstruction are still investigating the cause of the accident and establishing a timeline of events.

Even before pulling out onto a busy road to exit a parking lot, the parking lot itself can be challenging for drivers. When navigating parking lots, drivers are truly tested on both their driving skills and their patience. Sometimes, however, even the most experienced and skillful drivers find themselves in a tough spot because others are distracted and driving carelessly. If an accident occurs in a parking lot, determining who is at fault may be a complicated question. The most common accidents involve (1) a driver backing out of a parking space and colliding with a car proceeding down the road or (2) a driver pulling forward out of a parking space into a car moving down the road.

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The Indiana Supreme Court recently issued a decision in a lawsuit filed by the estate of a deceased individual against an insurance company. The case arose after the individual suffered fatal injuries in an accident caused by two negligent drivers. On behalf of her estate, her personal representative settled the claims for $75,000 with the at-fault parties. Additionally, the personal representative received settlements of $25,000 under the underinsured motorist (UIM) coverage from the woman’s carrier.

The issue arose after the estate requested additional coverage under the woman’s parents’ insurance policy. Her parent’s policy provided coverage of up to $100,000 per person for bodily injury or death. The insurance company opposed the claim arguing that the woman was not a “resident relative” under the policy and in the alternative, even if she was a resident relative, the policy’s offset and anti-stacking provisions bar recovery.

Under the insurance company’s policy, a “resident relative” is a relative who actually resides in the insurer’s home with the intent to continue living there. In this case, the woman packed up her and her children’s belongings, moved them into her parents’ home, officially updated her address, and described the residence as her “new home.”

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When a person is injured and suffers injuries because of another’s negligence, state law allows the injured party to file an Indiana personal injury lawsuit against the negligent party. In instances where the injury occurred because of a government employee’s negligence or on government property, injury victims must deal with additional procedural hurdles. The Indiana Tort Claims Act (ITCA), identifies regulations that apply to individuals who seek compensation from the government. Indiana injury victims must submit a notice of the claim to Indiana city and county governments within 180 days from the date of their injury, and within 270 days if the claim is against the state.

Typically, the ITCA, allows injury victims to sue the government if the claim involves injuries from incidents such as medical malpractice from government health care providers, hazardous conditions at government buildings, motor vehicle accidents with government-owned cars, and other damages because of the government’s negligence.

For example, recently, the 7th Circuit issued an opinion stemming from an accident that occurred at a public swimming pond. In that case, a young girl visited a public swimming pond with her family when she ventured to the deep end and drowned. The public swimming pond was cordoned off by zones and monitored by lifeguards. However, despite these precautions, the young girl’s submersion went unnoticed.

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A trucker severely injured when his trailer contents fell on him as he opened  the trailer door won a partial legal victory when the Indiana Court of Appeals recently overturned a summary judgment against the trucking company whose employee loaded the trailer.

Munster personal injury attorneys will note that while this was a work-related injury, which presumably would entitle the truck driver to workers’ compensation from his own employer, such third-party lawsuits to cover the full cost of losses is not uncommon in Indiana.

The trial court in this case held that both the engine parts manufacturer whose cargo was stowed in the truck, and the trucking company contracted to facilitate transport, did not owe a duty of care to the over-the-road-truck driver, whose employer was contracted by the trucking company to deliver the materials over longer distances. The state appellate court last month reversed this decision, at least as it pertained to the trucking company that contracted with the driver’s employer.

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Indiana businesses may want to take note and review their customer safety and security policies and procedures given a recent appellate court ruling which affirmed a bar owner’s legal duty to be proactive in protecting patrons after a customer was seriously injured in a brawl.

Civil cases like this fall under the umbrella of premises liability. Assuming a person is not trespassing and has a right or invitation to be there (paying customers especially), those who own/control property generally have a duty to exercise reasonable care to shield against known or foreseeable hazards. Whether a property owner can be held liable in these situations varies greatly depending on a host of factors, chief among them whether there is a prior history of dangerous incidents that effectively places the business on notice that more stringent safety measures are needed. The big questions are usually: what constitutes “reasonable” and “foreseeable”, especially when an incident involves a criminal attack by a third-party.

In a recent decision, the main point of contention before the Indiana Court of Appeals was whether the bar owed any duty at all to a patron, given that the fight that resulted in serious injury occurred in the parking lot after closing.

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When our Indiana personal injury lawyers first read the headline referencing a “food truck” and an “explosion,” we assumed the latter was a figure of speech intended to punch up a story on the proliferation of the increasingly popular mobile cuisine, which took off around 2007 amid the economic recession. The industry grew 9 percent annually between 2010 and 2015. Unfortunately, the headline was referring to an actual explosion involving a food truck in June 2015 as it was stationed in the parking lot of an auto salvage yard in Indianapolis, where customers – including plaintiff – were being served.

The case history here is extensive, but the crux of the Indiana Court of Appeals’ decision in the defendants’ favor was that plaintiffs failed to prove defendant property owner could have reasonably foreseen the possibility of a food truck blowing up on-site. At first glance, that seems a reasonable position. However, it turns out there have been a number of serious – and even deadly – food truck explosions across the U.S. in recent years.

In June 2014 – a year almost to the day of the Indiana food truck explosion – a propane tank on a food truck in Philadelphia exploded while customers were being served. Local news reports indicated that the force of the blast sent the metal tank 50 feet into a nearby backyard and flames shooting up 200 feet into the air. As a result of that incident, a 42-year-old woman and her 17-year-old daughter who were inside the truck, were killed after suffering major burns across much of their bodies. Three bystanders – including a little girl – also sustained serious burns and others were hit by debris. An investigation later revealed the 70-year-old propane tank was improperly filled, resulting in a gas leak and ultimately the explosion. Continue reading

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In a workplace injury lawsuit relevant to future Indiana work injury claims, the U.S. Court of Appeals for the Seventh Circuit ruled that a company responsible for equipment maintenance could not be held liable for a forklift injury resulting from failure to warn an employer about the risk of not installing an alarm. There was no question the forklift wasn’t designed, manufactured or shipped to the original purchaser with a backup alarm. Further, as of the date of the accident (in mid-2013) there was no regulation that required the equipment to have one. Defendant did service the forklift several times prior to an accident (during which the heavy machinery rolled over a worker’s foot). The most recent had been just a few months prior. The technician couldn’t recall if the forklift had a backup alarm, but if it did, he didn’t make note of it in his report.

After the accident, the injured worker’s employer asked another company to install a backup alarm. That company’s technician affirmed there was no alarm already on it.

Although workers’ compensation is the exclusive remedy a worker has for an Indiana work injury (same goes for workers in Illinois, where this accident occurred), what is allowed is third-party liability. As Munster work injury attorneys can explain, this means that if a third-party – someone other than an employer or co-worker – was responsible for causing an injury that occurred in the course and scope of  employment, that party can be held liable for negligence. Workers aren’t compensated twice, but a third-party negligence claim may entitle injured workers to collect more than they would otherwise be able to collect from workers’ compensation (which is generally limited to a portion of lost wages and medical bills).

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Indiana work injuries have been on the decline in recent decades, with roughly 60 percent fewer non-fatal occupational injuries and illnesses reported statewide since 1992. Still, a recent annual report by the Indiana Department of Labor reveals there were still 84,300 reported work injuries in Indiana, with nearly half requiring one or more days away from work or days with job transfer or restriction.

If you are an employee injured at work, your exclusive remedy against your employer is usually workers’ compensation, outlined in IC  22-3-2 through IC 22-2-6, which gives you just 30 days to submit notice to your employer and 2 years in which to formally file a claim for benefits. This assumes, of course, that you are actually an employee and not an independent contractor (a designation on which your employer doesn’t have the last say and which is often legally disputed). It also assumes your injury occurred in the course of and arose out of the scope of your employment. Workers’ compensation is meant to cover all related and reasonable medical expenses, a portion of lost wages, funeral expenses and other benefits, depending on the circumstances. However, securing full benefits to which you are entitled is often a challenge. In some cases, workers may have grounds to pursue a personal injury lawsuit for third-party liability if someone other than an employer or coworker was at-fault. An experienced work injury lawyer in Gary can best help protect your rights following a serious on-the-job injury.

The Indiana Department of Labor reports the most hazardous industries in the state for work injuries include agriculture and forestry, healthcare and social assistance, manufacturing, waste management, transportation and warehousing, arts/recreation/entertainment, accommodation and food service.  Continue reading

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Indiana work injury claims are typically resolved through an employer’s workers’ compensation insurer. It’s only with disputed work injury claims that the potential need for litigation arises. There is an Informal Dispute Resolution process, and those not resolved through that can only move forward if an injured worker files an SF29109 form, at which time the case is assigned to a hearing member for the Indiana Workers’ Compensation Board. If either side disagrees with that decision, an appeal can be made to the full workers’ compensation board panel, then to the Indiana Court of Appeals and lastly to the Indiana Supreme Court. With an experienced Highland work injury lawyer focusing on your case, it may not be necessary to press it that far, but you need to know your attorney will fight for your best interests and refuse to settle if you aren’t getting fair treatment.

It is worth noting too that while workers’ compensation is the exclusive remedy available for an injured employee against the employer, separate third-party claims can be asserted against non-employer defendants alleged to have been negligent in causing the accident/injury.

Still, not all workers are treated exactly the same under federal or state law. Indiana railroad workers are among them. When one of Indiana’s hundreds of railroad employees suffers a work-related injury, they must recover for injuries under the Federal Employer Liabilities Act, or FELA, as outlined in 45 U.S.C. 51, liability of common carriers by railroad for injuries to employees from negligence. Continue reading

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Scooters in Indiana have become  increasingly popular for recreation and commuting, but Indiana scooter injury lawyers are concerned we’ll be seeing an uptick of crashes, particularly those involving scooters with cars or trucks. Although the bright yellow bicycles of the Pacers Bikeshare have been integrated for the last four years (slated to double in size in the next two years), urban vehicle operators still aren’t used to seeing people on the even smaller-profile scooters gliding along the roadways and through crosswalks.

Bird electric scooter-share’s dockless scooter service in Indianapolis launched in the spring along Mass Ave. and also in Irvington, relying on smartphone apps to track and bill users.  Licensed adult locals and visitors alike have been making use of them for leisurely downtown tours in Fountain Square or City Market or a breezy ride along nearby bike paths like Pennsy Trail, though Bird scooters are actually advertised to those needing a boost on that “last mile” of their trek or short commute when it’s slightly too long to comfortably walk. They were so popular, the Indianapolis scooter market got competitive when Lime (formerly LimeBike, now in 50 cities globally) launched its Indianapolis scooter share, pricing itself low and muscling its way in to the Hoosier market.

Our injury attorneys in Gary and Munster (who also serve Indianapolis) see the biggest safety fear centering on the fact that scooters are going to be interacting with often crowded downtown traffic. Riders are instructed to use the bicycle lane (staying off sidewalks and roads) and park well clear of public roads (a directive users aren’t strict about following). All this puts riders at risk of an Indiana scooter crash.

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